Ai In Healthcare - Us Health Insurance Basics

US Health Insurance Basics

What you'll learn

Learn basics of US Health insurance

Learn finance concepts

Learn and get ideas where AI can be leveraged

Foundation

Requirements

curiosity and desire to learn

Description

Taking an online course on the basics of U.S. healthcare insurance provides students with a comprehensive understanding of how the system works, enabling them to make informed healthcare decisions. Key learnings include:Overview of U.S. Healthcare: Students learn the structure of the U.S. healthcare system, including private insurance, employer-sponsored plans, public programs like Medicare and Medicaid, and the role of the Affordable Care Act (ACA).Types of Insurance Plans: They explore plan types such as HMOs, PPOs, EPOs, and HDHPs, understanding differences in coverage, flexibility, and costs.Insurance Costs: The course explains premiums, deductibles, copayments, coinsurance, and out-of-pocket maximums, helping students budget for healthcare expenses.Coverage Essentials: Students learn about mandatory coverage areas like preventive care, mental health services, and prescription drugs, empowering them to use their benefits effectively.Enrollment and Eligibility: Insights into open enrollment periods, qualifying life events, and employer-sponsored plan eligibility help students navigate the system.Special Programs: Students understand options for specific groups, like Medicaid for low-income individuals or ACA subsidies for affordable coverage.Legal and Ethical Implications: They explore issues like discrimination, pre-existing condition coverage, and patient rights.This knowledge builds health literacy, financial awareness, and confidence in managing personal healthcare needs.

Overview

Section 1: Introduction

Lecture 1 Introduction

Section 2: Introduction to Health Insurance

Lecture 2 Introduction to Health Insurance

Section 3: Role of Health Insurance

Lecture 3 Role of Health Insurance

Section 4: Medical Expense Coverage

Lecture 4 Medical Expense Coverage

Section 5: Supplemental Health Insurance

Lecture 5 Supplmental Health Insurance

Section 6: Diasbility and Long Term Care Insurance

Lecture 6 Diasbility and Long Term Care Insurance

Section 7: Employer Sponsored Plan

Lecture 7 Employer Sponsored Plan

Section 8: Insurance Contracts

Lecture 8 Insurance Contracts

Section 9: Individual Insurance

Lecture 9 Individual Insurance

Section 10: Underwriting - Employer and Individual Contracts

Lecture 10 Underwriting - Employer and Individual Contracts

Section 11: Reinsurance and Stop Loss

Lecture 11 Reinsurance and stop loss

Section 12: Healthcare - Past, Present and Future

Lecture 12 Healthcare - Past, Present and Future

Healthcare, IT, AI, RPA, Students